Privacy Policy

Acqui-Refi is a service of Owner Actions, Inc. ("we," "us," or "our"). This Privacy Policy explains how we collect, use, share, and protect personal information when you visit acqui-refi.com (the "Site") or interact with our services.

We collect information in the following ways:

• Information you provide: name, business name, email address, phone number, loan details, and any other information you submit through forms, calculators, or communications with our team.
• Information collected automatically: IP address, device and browser type, pages viewed, referring URL, and similar log data collected via cookies, pixels, and analytics tools.
• Information from third parties: information our lender partners or marketing partners may share with us in connection with services you request.

We use the information we collect to:

• Respond to your inquiries and provide the services you request;
• Match you with appropriate lenders or service providers;
• Send you transactional and, where permitted, marketing communications;
• Improve and secure the Site and our services;
• Comply with legal obligations and enforce our Terms.

We share information with lender partners and service providers you ask us to connect you with, with vendors that support our operations (such as hosting, analytics, CRM, and email providers), and where required by law or to protect our rights. We do not sell personal information for monetary consideration. Certain sharing for cross-context behavioral advertising may qualify as a "sale" or "share" under California law; see "Your Privacy Rights" below.

We use cookies and similar technologies to operate the Site, remember preferences, measure performance, and support marketing. You can control cookies through your browser settings. Disabling cookies may affect how the Site functions.

We retain personal information for as long as needed to provide our services, comply with legal obligations, resolve disputes, and enforce agreements. Retention periods vary based on the type of information and the purpose for which it was collected.

Depending on where you live, you may have rights to access, correct, delete, or port your personal information; to opt out of certain sharing or targeted advertising; and to appeal a denial of your request. To exercise these rights, contact us using the details below. We will verify your request before responding.

The Site is not directed to children under 18, and we do not knowingly collect personal information from children. If you believe a child has provided us information, contact us and we will delete it.

We use reasonable administrative, technical, and physical safeguards designed to protect personal information. No method of transmission or storage is completely secure, and we cannot guarantee absolute security.

We may update this Privacy Policy from time to time. Updates take effect when posted to this page and the "Last updated" date is revised.

Privacy questions or requests: privacy@acqui-refi.com. Security concerns: security@acqui-refi.com. Mailing address: Owner Actions, Inc., [Street Address], [City, State ZIP].