For SBA acquisition borrowers

Refinance your SBA loan. Keep more of what you're building.

You bought a business with an SBA loan. Since then, your company has grown, your financials have matured, and the lending market has changed. Acqui-Refi helps business owners explore refinancing options that may improve cash flow and create more financial flexibility.

Acqui-Refi is not a lender and is not affiliated with the U.S. Small Business Administration or any federal agency. See full disclosures.

Avg. Forecasted client outcome
$3,745/mo
in freed-up cash flow after refinance
1.75pts
avg rate reduction

Illustrative estimate based on past client outcomes. Not a guarantee of savings, approval, rate, or loan terms.

Case studies

Real owners. Real savings.

franchise bundle
Northeast OH
$8,972/mo
monthly payment reduction

Refinanced 30 months after acquisition. Rate dropped from 11.5% to 8.25%.

Commercial services co.
Southeast AZ
$5,878/mo
monthly payment reduction

Consolidated SBA 7(a) + working capital line into a single conventional loan.

Home services co.
Southwest MO
$7,358/mo
monthly payment reduction

Used 2 years of operating history to qualify for bank financing.

Home service co.
NW Florida
$8,858/mo
monthly payment reduction

Refinanced into a 10-year conventional note after hitting two profitable years.

Equipment rental Co.
Western OH
$18,045/mo
monthly payment reduction

Rolled equipment loans and SBA debt into a single lower-rate facility.

Commercial service co.
Southern CA
$11,984/mo
monthly payment reduction

Refinanced after 24 months of strong cash flow to unlock growth capital.

Click the arrows to see how more acquisition owners saved with us!

Case studies reflect individual client outcomes and forecasted results. Past results are not indicative of future performance. Your results will vary based on lender, creditworthiness, deal structure, and market conditions. Acqui-Refi is not a lender and does not guarantee loan approval or specific terms.

Savings calculator

See what a refinance could free up.

Plug in your current SBA loan details. We'll estimate the monthly and lifetime impact of a typical refinance.

$1,200,000
9.75%
6.75%
10 years
Estimated monthly payment reduction
$1,914
Current payment
$15,692
New payment
$13,779
New loan term
10 years
Get a precise quote
Important: Estimates are for illustrative purposes only and do not constitute a loan offer, commitment to lend, or guarantee of rate, terms, or approval. The payment reduction compares your current payment to a new 10-year payment and may reflect both interest-rate and term differences. Actual rates and savings depend on lender underwriting, your financials, and credit profile. Acqui-Refi is not a lender and does not make credit decisions. Full disclosures.
Schedule a call

A 15-minute call could change your monthly payment for the next decade.

Walk through your loan with an Acqui-Refi advisor. No pitch; just a clear read on whether a refinance makes sense for your business right now.

  • Free assessment, no obligation
  • Custom refinance scenarios
  • Lender introductions when you're ready

By submitting this form, you provide your express written consent to be contacted by Acqui-Refi and its lending partners at the phone number and email you provide — including by autodialed or prerecorded calls, text (SMS) messages, and email — regarding refinance options and related services. Consent is not a condition of any purchase or service. Message and data rates may apply; reply STOP to opt out of texts. Submitting this form is not a loan application and does not constitute a loan offer or commitment to lend. Acqui-Refi is not a lender and is not affiliated with the U.S. Small Business Administration or any federal agency. See our Privacy Policy, Terms, and Legal Disclosures.